What Are Options?
Perhaps you have heard of options before. If you have, what comes to mind? For many, options can mean “risky”. While options certainly can be used for pure speculation, they can be used as a means to mitigate risk, generate income, and diversify your portfolio. Although interest in options trading has increased significantly over the […]
Turning Your Savings into Income That Will Last Your Retirement
Challenges to Retirement Income Planning and How to Overcome Them Living off your retirement savings whether you are nearing retirement or still years away from it is an issue that you want to plan for. You could very well be actively contributing to some sort of retirement account in order to address this. Whether it […]
What to Do with an Inheritance
An Inheritance can be a life-changing event. This time can be incredibly stressful as you may dealing with the recent loss of a loved one, closing out their estate, and trying to manage this inheritance. Take a deep breath because in today’s article you’ll find actions you can take to ensure that your inheritance is […]
Putting Too Much in Your Retirement Accounts
Does Your Savings Strategy Provide Enough Flexibility for Your Life? There is no doubt that saving for retirement is a vital piece of a financial plan when you are in the wealth and growth accumulation phases of life. Perhaps you have a company 401k that you are maxing out or maybe a SEP IRA if […]
How to Do a Backdoor Roth IRA Conversion the RIGHT Way
A Savvy Money-Saving Strategy for High-Earners Backdoor Roth Conversions are an increasingly popular way to get money into a Roth if you exceed income limits. Since the government lifted the restrictions on this strategy back in 2010 more and more individuals are building this strategy into their savings plans. However, as popular as they are, […]
Restricted Stock Units (RSUs) 101
What You Need to Know About This Type of Equity Compensation Restricted Stock Units (RSUs) are a common form of equity-based compensation. They can be an excellent way for companies to make their employees feel more included and to increase retention. If you have RSUs or you are considering taking a job with Restricted Stock […]
The Various Ways Inflation Can Impact Your Tax Plans
Understand the Ways Inflation Can Impact Your Taxes, and How to Plan Accordingly Rising inflation has forced many to rethink their tax plans. Elevated inflation has forced a shift in monetary policy which has led to elevated financing cost through higher interest rates. It has led to market volatility and a drop in certain asset […]
What Should I Do with My Non-Qualified Stock Options (NSOs)?
“Do you understand the concept of Leverage?” If you’ve ever seen the television show Breaking Bad, perhaps you recall Walter White saying this a few times. For Non-Qualified Stock Options (NSOs), this phrase sums them up. If you have the good fortune of having NSOs, then it’s critical to understand how they work and how […]
What is NUA: What Employees with Company Stock Need to Know
Understanding Net Unrealized Appreciation (NUA) If you have owned company stock in your company retirement plan for an extended period, there is a good chance that you have seen some growth in that stock. The technical term for this is Net Unrealized Appreciation (NUA) and it is critical that you understand it. NUA is different […]
Uncertain About Markets? Get Paid to Wait with this Options Strategy (CSEPs)
What You Need to Know About Cash Secured Equity Puts (CSEPs) In an era of substantial economic uncertainty regarding inflation, geopolitical issues, and an increasingly hawkish Fed, more and more investors are feeling uneasy about the markets. Whether you have been investing for years, or maybe you have cash on the sidelines, the days of […]