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Our Process

A financial plan shouldn’t be a box your advisor checks off. Your plan is a living and breathing document that grows with you. A truly comprehensive plan allows us to recommend specific financial planning strategies and a customized investment portfolio.

We believe in democratizing comprehensive wealth management. Our offering is based on providing holistic advice regarding the issues that matter most to you. Our process starts with YOU.

How We Start Together

Our first phase of the planning process is to learn more about your financial needs and position. We do this over a video conference, where we build the plan live together on your computer screen. We find this more effective than handing you a 10 page “Fact Finder”.

Taxes are the single largest expense we all face during our lives. We do a deep dive review of your tax situation. This allows us to provide recommendations around real estate, equity compensation, small business taxes and more. For our clients enrolled in Advisory Services we also will review your prior year Tax Return for tax saving opportunities.

At the foundation of your financial plan is your portfolio and balance sheet. We look for opportunities to ensure you have a fortress of a balance sheet and a portfolio that aligns with your objectives and a MDRN world. This includes understanding your asset allocation and location of assets for tax optimization and cash flow planning.

If you are looking for a firm that sells life insurance or annuities, we are not the firm for you. However, we understand asset protection is a key part of financial planning. This includes ensuring you have adequate life insurance coverage, a disability policy that protects you and your family, long term care planning, personal liability coverage review and more.

Benefits you have available or utilize through your employer can be powerful tools to maximize your wealth and protect your family. This can include strategizing around your equity compensation (RSUs, Stock Options, ESPP, etc.) reviewing your 401k allocation and contributions, health insurance, deferred compensation review and more.

Retirement planning is more than just knowing if you have enough savings to last the rest of your life. Our version of retirement planning includes constructing a retirement specific tax strategy, maximizing your cash flow, and more. We will also talk through Trust and Will planning to create a distribution strategy at the end of life that ensures your loved ones are taken care of. This includes strategizing around Revocable Living Trusts, Charitable Remainder Trusts, SLATs, and more.

We don’t believe that a 5-question risk tolerance questionnaire is sufficient to present an investment strategy. Through our interactive discovery process we create a custom, institutional style portfolio for you and present it. We don’t shy away from showing you all the holdings, performance data and more. Most advisors run when it comes to details, we take pride in our approach because we firmly believe it is the best in the industry.

After going through all the items above, we set up a second meeting to discuss the investment strategy and your financial plan. When we present your financial plan, we’ll go over recommendations that we believe could optimize your financial position. Just like our investment management, we show all you the data and will break it down in an easy to explain yet detailed manner. Once you enroll in Advisory Services, we move on to the evolution phase.

How We Evolve Together

01

Prioritization


Upon enrolling in Advisory Services there are often multiple different financial planning items that we need to work on. We will prioritize which ones need to be addressed ASAP. We will also
onboard you to our online investment platform (Altruist).

02

Implementation


We will work with you to implement the planning items that we sought out to address. This may mean utilizing our network of attorneys, CPAs, and more. We will take as much off your plate as possible. We will also implement your customized investment strategy.
03

Tactical Management


We do not believe your investment strategy is a “set and forget” strategy. We constantly monitor your portfolio and markets for opportunities. This may mean more frequent tax loss harvesting and making tactical shifts when warranted.

04

Monitoring


Financial Planning and all the items you need to keep track of from taxes, estate planning, your portfolio and more can be overwhelming. Take a deep breath, we are here to take the weight off your shoulders. We monitor all planning items you need to take care of and track your progress. If it means us prefilling forms, calling firms on your behalf, etc. we will do it. We strive for your experience at MDRN Wealth to feel like your own personal family home office.
05

Adjustment


A financial plan shouldn’t be a box your advisor checks off. Your plan is a living breathing document. We will revisit your financial plan at least annually or as many times as needed. Your plan is the center of our relationship, and it is our responsibility as a fiduciary to help you achieve it.
01
Prioritization
Upon enrolling in Advisory Services there are often multiple different financial planning items that we need to work on. We will prioritize which ones need to be addressed ASAP. We will also onboard you to our online investment platform (Altruist).
02
Implementation
We will work with you to implement the planning items that we sought out to address. This may mean utilizing our network of attorneys, CPAs, and more. We will take as much off your plate as possible. We will also implement your customized investment strategy.
03
Tactical Management
We do not believe your investment strategy is a “set and forget” strategy. We constantly monitor your portfolio and markets for opportunities. This may mean more frequent tax loss harvesting and making tactical shifts when warranted.
04
Monitoring
Financial Planning and all the items you need to keep track of from taxes, estate planning, your portfolio and more can be overwhelming. Take a deep breath, we are here to take the weight off your shoulders. We monitor all planning items you need to take care of and track your progress. If it means us prefilling forms, calling firms on your behalf, etc. we will do it. We strive for your experience at MDRN Wealth to feel like your own personal family home office.
05
Adjustment
A financial plan shouldn’t be a box your advisor checks off. Your plan is a living breathing document. We will revisit your financial plan at least annually or as many times as needed. Your plan is the center of our relationship, and it is our responsibility as a fiduciary to help you achieve it.

Let's Connect

The next frontier of investment and wealth management is here. We are here to guide you through it, every step of the way.

How We Start Together

Our first phase of the planning process is to learn more about your financial needs and position. We do this over a video conference, where we build the plan live together on your computer screen. We find this more effective than handing you a 10 page “Fact Finder”.

Taxes are the single largest expense we all face during our lives. We do a deep dive review of your tax situation. This allows us to provide recommendations around real estate, equity compensation, small business taxes and more. For our clients enrolled in Advisory Services we also will review your prior year Tax Return for tax saving opportunities.

At the foundation of your financial plan is your portfolio and balance sheet. We look for opportunities to ensure you have a fortress of a balance sheet and a portfolio that aligns with your objectives and a MDRN world. This includes understanding your asset allocation and location of assets for tax optimization and cash flow planning.

If you are looking for a firm that sells life insurance or annuities, we are not the firm for you. However, we understand asset protection is a key part of financial planning. This includes ensuring you have adequate life insurance coverage, a disability policy that protects you and your family, long term care planning, personal liability coverage review and more.

Benefits you have available or utilize through your employer can be powerful tools to maximize your wealth and protect your family. This can include strategizing around your equity compensation (RSUs, Stock Options, ESPP, etc.) reviewing your 401k allocation and contributions, health insurance, deferred compensation review and more.

Retirement planning is more than just knowing if you have enough savings to last the rest of your life. Our version of retirement planning includes constructing a retirement specific tax strategy, maximizing your cash flow, and more. We will also talk through Trust and Will planning to create a distribution strategy at the end of life that ensures your loved ones are taken care of. This includes strategizing around Revocable Living Trusts, Charitable Remainder Trusts, SLATs, and more.

We don’t believe that a 5-question risk tolerance questionnaire is sufficient to present an investment strategy. Through our interactive discovery process we create a custom, institutional style portfolio for you and present it. We don’t shy away from showing you all the holdings, performance data and more. Most advisors run when it comes to details, we take pride in our approach because we firmly believe it is the best in the industry.

After going through all the items above, we set up a second meeting to discuss the investment strategy and your financial plan. When we present your financial plan, we’ll go over recommendations that we believe could optimize your financial position. Just like our investment management, we show all you the data and will break it down in an easy to explain yet detailed manner. Once you enroll in Advisory Services, we move on to the evolution phase.

How We Evolve Together

01

Prioritization


Upon enrolling in Advisory Services there are often multiple different financial planning items that we need to work on. We will prioritize which ones need to be addressed ASAP. We will also onboard you to our online investment platform (Altruist).
02

Implementation


We will work with you to implement the planning items that we sought out to address. This may mean utilizing our network of attorneys, CPAs, and more. We will take as much off your plate as possible. We will also implement your customized investment strategy.
03

Tactical Management

We do not believe your investment strategy is a “set and forget” strategy. We constantly monitor your portfolio and markets for opportunities. This may mean more frequent tax loss harvesting and making tactical shifts when warranted.

04

Monitoring


Financial Planning and all the items you need to keep track of from taxes, estate planning, your portfolio and more can be overwhelming. Take a deep breath, we are here to take the weight off your shoulders. We monitor all planning items you need to take care of and track your progress. If it means us prefilling forms, calling firms on your behalf, etc. we will do it. We strive for your experience at MDRN Wealth to feel like your own personal family home office.
05

Adjustment


A financial plan shouldn’t be a box your advisor checks off. Your plan is a living breathing document. We will revisit your financial plan at least annually or as many times as needed. Your plan is the center of our relationship, and it is our responsibility as a fiduciary to help you achieve it.
01
Prioritization
Upon enrolling in Advisory Services there are often multiple different financial planning items that we need to work on. We will prioritize which ones need to be addressed ASAP. We will also onboard you to our online investment platform (Altruist).
02
Implementation
We will work with you to implement the planning items that we sought out to address. This may mean utilizing our network of attorneys, CPAs, and more. We will take as much off your plate as possible. We will also implement your customized investment strategy.
03
Tactical Management
We do not believe your investment strategy is a “set and forget” strategy. We constantly monitor your portfolio and markets for opportunities. This may mean more frequent tax loss harvesting and making tactical shifts when warranted.
04
Monitoring
Financial Planning and all the items you need to keep track of from taxes, estate planning, your portfolio and more can be overwhelming. Take a deep breath, we are here to take the weight off your shoulders. We monitor all planning items you need to take care of and track your progress. If it means us prefilling forms, calling firms on your behalf, etc. we will do it. We strive for your experience at MDRN Wealth to feel like your own personal family home office.
05
Adjustment
A financial plan shouldn’t be a box your advisor checks off. Your plan is a living breathing document. We will revisit your financial plan at least annually or as many times as needed. Your plan is the center of our relationship, and it is our responsibility as a fiduciary to help you achieve it.

Let's Connect

The next frontier of investment and wealth management is here. We are here to guide you through it, every step of the way.

Book Your Free Financial Plan

Book Your Free Financial Plan

The next frontier of investment and wealth management is here. We are here to guide you through it, every step of the way.